Welcome to the North Carolina Retirement Systems!
You have chosen a career in public service with a participating employer and that means you are a member of one of the seven pensions or funds overseen by the Retirement Systems Division. The largest of these are the Teachers’ and State Employees’ Retirement System (or TSERS) and the Local Governmental Employees’ Retirement System (or LGERS).
All in all, we have over 1 million members and this includes people like you and retirees.
Now for some good news! You are taking a step towards being financially secure in your retirement. Each month, you contribute 6% to your pension, and this, along with your employer contributions and investment returns, will make up your lifetime monthly benefit when eligibility requirements are met.
Here are some key steps to take to make the most of your benefits.
After one or two payroll cycles, create your ORBIT account at ORBIT.myNCRetirement.com. Here, you can track your years of service, contributions, perform estimates on your potential future monthly benefit and so much more.
With your ORBIT account created, you can now designate beneficiaries. This is an important step that ensures benefits available to you will go to the person or persons you intend. In ORBIT, this is done online, in real-time.
Add to your income in retirement by participating in the NC 401(k)/NC 457 Plans. These supplemental retirement savings plans can help you reach your retirement goals. Over half of the employers offering these plans also offer an employer contribution. Visit myNCPlans.com to see if these plans are right for you and speak to your employer about enrollment.
And finally, keep myNCRetirement.com at the top of your list. Here you will discover all of the benefits available to you as a member of the North Carolina Retirement Systems.
Thank you and Congratulations!
This page was last modified on 02/10/2025