If something happens to you, the payout of each of your benefits (including the NC pension plan and all supplemental plans) is governed by the beneficiary designation on file with each, different plan provider. In most cases, payouts are not made based on the relationship of the beneficiary to the deceased member at the time of death.
Designating your Beneficiary(ies) for Your Pension Benefit
Return of Retirement System Contributions and the Death Benefit
(NOTE: Not all employers under LGERS have elected to provide the death benefit coverage for their non-law enforcement personnel.)
To change your beneficiary(ies), complete the following steps:
- Login to ORBIT. If you have not used ORBIT before, you will need to register by clicking on the Register button on the same page. To complete the registration, you need to supply your Social Security number, birth date, and zip code.
- Once logged in, click on the "Maintain Beneficiaries" tab on the left-hand side of the screen.
- On the next screen, you can view your beneficiaries, and use the add, edit and delete features to change your beneficiary(ies).
Additional information about choosing and changing your beneficiaries for retirees and members at retirement is available on the ORBIT Help site.
Learn more about Choosing
and Changing Your Beneficiaries
All Members: Supplemental Retirement Plans
| Plan Name | Description | Information and Forms | Contact |
|---|---|---|---|
| NC Total Retirement Plans NC 401(k) and NC 457 Plans | Tax-deferred supplemental retirement plans for NC public employees | NC 401(k) NC 457 | (866) NC-PLANS or (866) 627-5267 |
Active State Employees: NCFlex Supplemental Life Insurance
| Plan Name | Description | Information and Forms | Contact |
|---|---|---|---|
| Core AD&D | Core Accidental Death & Dismemberment is a no-cost benefit that covers employees only | NCFlex | (877) 464-5111 |
| Voluntary AD&D | Optional insurance pays a benefit if the employee dies or suffers from another covered loss as the result of an accident, such as dismemberment or paralysis | NCFlex | (877) 464-5111 |
| Group Term Life Insurance | Optional term-life insurance pays a benefit as a result of death while covered under the policy | NCFlex | (877) 464-5111 |
Retirees: Supplemental Life Insurance
| Plan Name | Description | Information and Forms | Contact |
|---|---|---|---|
| Life Insurance (no longer available to new participants) | Term and Whole Life | Pierce Insurance | (855) 627-3847 |