Refund of Contributions

If you leave CJRS before you have five years of creditable service, the only payment you can receive is a refund of your contributions and interest.

If you withdraw your retirement contributions, you forfeit your retirement service credit and rights to all benefits associated with the service for that time period, including medical coverage through the State Health Plan, if applicable.

Set by state law, the interest credited on your contributions and paid with a refund is currently four percent (4%) compounded annually on your prior year's ending balance. To apply for a refund, log into your ORBIT account and click Apply for a Refund Online.

View more information about getting a refund of contributions.